MAINSTREET MONEY AML/KYC & COMPLIANCE POLICY

Effective Date: June 2026

MainStreet Money ("MSM", "we", "our", or "us") is committed to maintaining the highest standards of integrity, transparency and responsible business conduct.

This Anti-Money Laundering (AML), Know Your Customer (KYC) and Compliance Policy outlines the measures we may apply to protect our Members, our merchants and the integrity of the MainStreet Money ecosystem.

By using the MainStreet Money website, Exchange Account or related services, you acknowledge and agree to this Policy.

1. Our Commitment

MainStreet Money is committed to:

Preventing money laundering.
Preventing terrorist financing.
Preventing fraud.
Detecting suspicious activity.
Protecting Members.
Supporting lawful blockchain innovation.
Maintaining ethical business practices.
Complying with applicable laws and regulatory requirements.

2. Purpose of this Policy

This Policy has been developed to help ensure that MainStreet Money is not used for:

Money laundering.
Terrorist financing.
Fraudulent activity.
Sanctions evasion.
Identity theft.
Financial crime.
Other unlawful activities.

3. Customer Identification (KYC)

Where required by law, regulation, merchant requirements or the nature of a transaction, MainStreet Money may request identity verification.

Verification may include:

Full legal name.
Residential address.
Date of birth.
Government-issued photo identification.
Proof of address.
Contact information.
Selfie or biometric verification where appropriate.

Additional documentation may be requested depending on the level of activity.

4. Enhanced Due Diligence

Additional verification may be required for higher-risk transactions or relationships.

This may include:

Source of funds.
Source of wealth.
Business ownership information.
Corporate documentation.
Additional identification.
Transaction explanations.
Beneficial ownership details.

5. Ongoing Monitoring

MainStreet Money may monitor account activity to identify unusual or suspicious behaviour.

Monitoring may include:

Transaction patterns.
Login activity.
Wallet activity.
Geographic inconsistencies.
High-value transactions.
Multiple account activity.
Referral abuse.
Other indicators of potential financial crime.

6. Digital Wallet Verification

Members may be required to demonstrate ownership or control of blockchain wallet addresses used within the MainStreet Money ecosystem.

Verification methods may include:

Wallet signature requests.
Small verification transactions.
Blockchain confirmation.
Other recognised verification procedures.

MainStreet Money never requests your private keys or recovery phrases.

7. Restricted Activities

Members must not use MainStreet Money for:

Money laundering.
Terrorist financing.
Fraud.
Identity theft.
Market manipulation.
Sanctions evasion.
Bribery or corruption.
Illegal gambling.
Unlawful fundraising.
Any activity prohibited by applicable law.

8. Sanctions Compliance

MainStreet Money reserves the right to restrict or refuse services where required to comply with:

International sanctions.
Government restrictions.
Trade embargoes.
Applicable financial crime legislation.

Members may be screened against publicly available sanctions lists where legally required.

9. Politically Exposed Persons (PEPs)

Where appropriate, MainStreet Money may apply additional due diligence to Members identified as:

Politically Exposed Persons (PEPs).
Immediate family members of PEPs.
Close associates of PEPs.

10. Reporting Suspicious Activity

Where required by law, MainStreet Money may report suspicious activity to the appropriate regulatory or law enforcement authorities.

MainStreet Money is not required to notify Members where such reporting has occurred if prohibited by law.

11. Record Keeping

MainStreet Money may retain records relating to:

Member identification.
Account activity.
Transaction history.
Compliance reviews.
Communications.
Verification documents.

Records will be retained only for the period required by applicable laws, regulatory obligations or legitimate business purposes.

12. Privacy

Personal information collected for compliance purposes will be handled in accordance with the MainStreet Money Privacy Policy.

Information will only be disclosed where:

Required by law.
Required by regulators.
Required by law enforcement agencies.
Necessary to investigate fraud or financial crime.

MainStreet Money does not sell personal information.

13. Account Restrictions

MainStreet Money reserves the right to:

Request additional information.
Delay transactions pending verification.
Suspend account access.
Restrict services.
Decline transactions.
Close Member accounts where appropriate.

Such actions may be taken where necessary to comply with legal or regulatory obligations or to protect the integrity of the platform.

14. Member Responsibilities

Members agree to:

Provide accurate information.
Keep account information up to date.
Cooperate with reasonable verification requests.
Use the platform only for lawful purposes.
Report suspected unauthorised activity promptly.
Protect wallet credentials and account security.

Failure to comply may result in restrictions or termination of services.

15. Compliance with Laws

Members are responsible for ensuring that their use of MainStreet Money complies with the laws and regulations applicable in their own jurisdiction, including those relating to:

Cryptocurrency.
Digital assets.
Taxation.
Financial reporting.
Anti-money laundering.
Consumer protection.

16. Policy Updates

MainStreet Money may amend this Policy from time to time to reflect changes in legal requirements, technology or business operations.

The latest version will always be published on the MainStreet Money website.

Continued use of our services constitutes acceptance of the updated Policy.

17. Contact Us

If you have any questions regarding this AML/KYC & Compliance Policy, please contact us.

Email: admin@mainstreetmoney.com

or submit an enquiry through the Contact Form available throughout the MainStreet Money website.