MAINSTREET MONEY RISK DISCLOSURE STATEMENT
Effective Date: June 2026
MainStreet Money ("MSM", "we", "our", or "us") is committed to providing Members with access to innovative blockchain-enabled products, digital assets and selected real-world opportunities.
Participation in cryptocurrency, blockchain technology, digital assets and related markets involves significant risks. This Risk Disclosure Statement is intended to help you understand those risks before using the MainStreet Money platform or participating in any products or services offered through our ecosystem.
By accessing or using MainStreet Money, you acknowledge that you have read and understood this Risk Disclosure Statement.
1. General Warning
Participation in cryptocurrency and blockchain-related activities involves a high degree of risk.
The value of digital assets and associated products may increase or decrease significantly over short periods of time.
You should only participate using funds that you can afford to lose.
Nothing contained within the MainStreet Money platform guarantees profits, investment returns or future asset values.
2. No Financial Advice
The information provided by MainStreet Money is for general educational and informational purposes only.
Nothing contained within our website, publications, marketing materials or Member communications constitutes:
- Financial advice
- Investment advice
- Tax advice
- Accounting advice
- Legal advice
Members should obtain independent professional advice before making any financial or investment decisions.
3. Cryptocurrency Risk
Digital assets are highly volatile.
Cryptocurrency markets may experience:
- Rapid price movements
- Extreme market volatility
- Reduced liquidity
- Exchange failures
- Regulatory intervention
- Cybersecurity incidents
Past performance is not indicative of future performance.
4. Blockchain Risk
Blockchain technology is still developing.
Potential risks include:
- Network congestion
- Software bugs
- Smart contract vulnerabilities
- Blockchain forks
- Validator failures
- Transaction delays
- Permanent transaction recording
Blockchain transactions are generally irreversible once confirmed.
5. Wallet Security
Members are responsible for safeguarding their digital wallets.
MainStreet Money does not control:
- Private keys
- Recovery phrases
- Wallet passwords
Loss of wallet credentials may result in permanent loss of access to digital assets.
MainStreet Money cannot recover lost wallets or restore access to private keys.
6. Market Risk
Markets affecting products available through MainStreet Money may fluctuate due to:
- Global economic conditions
- Interest rates
- Inflation
- Commodity prices
- Government policies
- International events
- Supply and demand
Asset values may increase or decrease at any time.
7. Carbon Market Risk
Carbon-related products are influenced by a range of factors including:
- Government policy
- International climate initiatives
- Market demand
- Verification standards
- Environmental regulations
- Carbon pricing mechanisms
Future pricing of carbon-related products cannot be guaranteed.
8. Precious Metals Risk
Gold and other precious metals have historically retained value over long periods; however, prices remain subject to market movements.
Factors affecting precious metals include:
- Global demand
- Central bank activity
- Currency fluctuations
- Inflation
- Mining production
- Geopolitical events
Historical performance should not be relied upon as a guarantee of future value.
9. Agricultural and Agri-Wellness Risk
Agricultural activities involve inherent operational risks including:
- Weather conditions
- Disease
- Pests
- Climate events
- Production costs
- Export conditions
- Supply chain disruption
- Market demand
Returns from agricultural activities may vary significantly over time.
10. Business and Operational Risk
MainStreet Money continually develops new products and partnerships.
Operational risks may include:
- Technology upgrades
- Business interruptions
- Merchant performance
- Regulatory changes
- Third-party service interruptions
- Commercial negotiations
- Product availability
Services may change without notice where necessary.
11. Regulatory Risk
Cryptocurrency and blockchain regulations continue to evolve worldwide.
Future legislation may affect:
- Digital assets
- Wallet providers
- Blockchain networks
- Carbon markets
- Precious metals
- Agricultural investments
Members are responsible for understanding the laws applicable in their own jurisdiction.
12. Liquidity Risk
Some products available through the MainStreet Money ecosystem may have limited liquidity.
Members should understand that:
- Buyers may not always be immediately available.
- Secondary markets may fluctuate.
- Settlement periods may vary.
- Market prices may differ from expected values.
13. Technology Risk
Digital platforms rely upon technology that may occasionally experience:
- Internet outages
- Server failures
- Cyber attacks
- Software defects
- Hardware failures
- Third-party service interruptions
While MainStreet Money employs reasonable security measures, uninterrupted service cannot be guaranteed.
14. Third-Party Risk
MainStreet Money works with independent merchants, blockchain providers, wallet providers and service partners.
We cannot guarantee the ongoing performance or availability of third-party services.
Members interact with third-party services at their own risk and should review the terms and policies of those providers.
15. No Guarantee of Returns
Participation in the MainStreet Money ecosystem does not guarantee:
- Investment profits
- Capital appreciation
- Future liquidity
- Product availability
- Income
- Financial success
Any examples provided on our website are illustrative only and should not be interpreted as promises or guarantees of future performance.
16. Member Responsibility
Members are responsible for:
- Conducting their own research.
- Understanding the products they acquire.
- Protecting wallet credentials.
- Obtaining independent professional advice where appropriate.
- Complying with all applicable laws.
You should carefully consider your financial circumstances and risk tolerance before participating.
17. Changes to this Statement
MainStreet Money may amend this Risk Disclosure Statement from time to time to reflect changes in our services, products or legal obligations.
The latest version will always be available on the MainStreet Money website.
Continued use of our platform constitutes acceptance of any updates.
18. Contact Us
If you have any questions regarding this Risk Disclosure Statement or the products and services offered through the MainStreet Money ecosystem, please contact us.
Email: admin@mainstreetmoney.com
or submit an enquiry using the Contact Form available throughout the MainStreet Money website.
Risk Acknowledgement:
By creating a MainStreet Money Exchange Account, I acknowledge that I have read and understood the MainStreet Money Terms of Use, Privacy Policy, Affiliate Program Policy and Risk Disclosure Statement. I understand that cryptocurrency, blockchain technology and real-world asset markets involve risk, and I accept full responsibility for my participation and investment decisions.